The term Rational Anarchist is one I first encountered in the book, The Moon is a Harsh Mistress by Robert A Heinlein. The way it was described sounded exactly as I lived - or at least exactly as I wanted to live.
"A rational anarchist believes that concepts such as ‘state' and ‘society' and ‘government' have no existence save as physically exemplified in the acts of self-responsibility individuals. He believes that it is impossible to shift blame, share blame, distribute blame ... as blame, guilt, responsibility are matters taking place inside human beings singly and nowhere else. But being rational, he knows that not all individuals hold his evaluations, so he tries to live perfectly in an imperfect world ... aware that his effort will be less than perfect yet undismayed by self-knowledge of self-failure."
"But I will accept any rules that you feel necessary to your freedom. I am free, no matter what rules surround me. If I find them tolerable, I tolerate them; if I find them to obnoxious, I break them. I am free because I know that I alone am morally responsible for everything I do."